Meet the people you will be working with.
Craig S. Brown - President / Founder
Taylor Stevens - Chief Operating Officer
John Peisner
Robert Geiler
Mortgage Specialist Robert Geiler is a 22-year veteran of the industry and has been with Rancho Financial since 2005. As a licensed Mortgage & Real Estate Broker , Robert is a member of the California Association of Mortgage Brokers, the San Diego and National Association of Realtors, and is also active in the Scripps Ranch Civic Association. He majored in Music & Business at San Diego State University, and enjoys golf, boating, racquetball and bicycling.
“I take the time to listen to each client,” Robert says, “so I can present the very best home loan options and mortgage planning strategies to meet their personal needs and goals.”
Mary Shea
Loan Officer and Consultant Mary Shea has been in the mortgage lending industry with Rancho Financial since 1994. She is President of the Rancho Bernardo Recreation Council and a past coach and Board member for Rancho Penasquitos Girls Softball, as well as a Rancho Bernardo Soccer Board member. She enjoys spending time with kids’ sports, skiing, sailing and hiking.
“I love working with first time home buyers helping them to fulfill that ultimate dream of owning their first home, Mary says. “I pride myself in finding the best mortgage programs and rates to assist all my clients in making good choices with their home financing. I'm a straight talker sometimes too honest. I’m willing to lose a deal if it's what’s best for the client!”
Roger E. Taylor
“Extensive mortgage product knowledge, attention to detail and 7/24 personal accessibility are the tenets of my business model,” Roger says.
Laurie Oakland
Senior Loan Officer Laurie Oakland has extensive experience in the mortgage loan industry. She joined Rancho Financial in 1994. She is a member and past President of Rancho Bernardo Sunrise Rotary. Laurie enjoys reading and bridge. With her many years of experience, she provides full-service loans for home purchases, refinances and businesses.
Steve Aledort
For the last 14 years, Steve has been at the forefront of educating the San Diego mortgage market and in 2006 he joined Rancho Financial as a Loan Officer.
With a voice that’s easily recognized from his Mortgage Minute ads heard on KOGO AM 600 and CASH 1700, Aledort has taken a different approach in reaching out to the San Diego community. "I don’t believe in just selling rates and fees", he says, adding "I’m a loan financial planner – not a loan officer, not a salesman"
He says, simply, "I look to make each new client a lifetime client. If I can improve a borrower’s position, I’m happy to do so. But I’ll also be honest if I can’t help your situation. And I won’t do a loan just to make a commission.
Sharon Robinson
Loan Originator Sharon Robinson has more than 20 years experience in the banking industry. She joined Rancho Financial in 1998. She is a licensed California Realtor and a member of the California Association of Mortgage Brokers. Sharon is active in the Arthritis Foundation, and enjoys playing golf and running.
“I want my clients to be well informed and fully understand all aspects and costs of their home loan,” Sharon says. “My goal with each transaction is a client who is happier with me and Rancho Financial at closing than they were when the transaction was originated. “
Grant Gaertner
Grant, an industry veteran, has been specializing in HUD 184 loans since 2000. Today, Grant is the nation's #1 originatior of loans for the Indian Housing Loan Guarantee Program sponsored by the US Dept of Housing and Urban Development. This loan encourages homeownership, property rehabilitation, new construction and refinance opportunities for Native Americans. Anyone with a Native American ID card is eligible. It's open to individuals, tribes and their housing entities for financing housing projects.
Tina Barenbrugge
Scott Seggerman
Scott Seggerman has 18 years in the mortgage industry, ranging from his current practice of arranging residential and commercial mortgages and construction loans (since 1996), to Wholesale Mortgage Banking (1993 to 1996), and various levels of Underwriting and Analysis for Wall Street Investment Banks during the U.S. Resolution Trust Corporation’s management of the Saving and Loan Crisis (1990 through 1993). He has a B.A. degree in Finance from the University of Illinois (1984) and has held SEC and NASD Securities Licenses (1986 through 2002). He is married with a daughter and a son.
This broad background has taught him that each borrower’s situation is unique and detailed; some are “perfect fits”, and others are more complicated and requiring of creativity and alternate ways of accomplishing the borrower’s goals. Because of this, he communicates at length with borrowers about the financial aspects of their current and developing lives, and they leave with the knowledge that all options were presented, discussed, and compared, and the best choice eventually made. This leads to a deep understanding and loyalty with his clients, and one which develops referrals, return customers, and on-going contact in most cases.
His outlook is “that my next opportunity to serve a client is completely dependent upon how well I performed for the last one”, and as a result, each of his hundreds of clients can be considered for a personal testimony about their experience with him.
Mark Maeder
As a Senior Loan Officer with Rancho Financial, Mark Maeder brings a wealth of knowledge and experience to his clients. During Mark’s tenure with Morfacts Mortgage Center (1993-2007), he developed a specialty in residential and commercial financing transactions with an emphasis on personal service, attention to detail, and most of all, customer satisfaction.
Recognized as a creative problem-solver, many difficult-to-place transactions find their way to Mark’s desk. His primary goal is to match his borrower’s needs with the best-fit lending solution. With a strong background in both business and finance, as well as multi-tenant rental property management, Mark is positioned to provide his clients with unique insights based on their financial situation.
A Southern California native, Mark graduated with a BBA in Business and a MBA in Finance from the University of San Diego. Prior to beginning his career in lending, Mark worked in the procurement and contracts fields with General Dynamics Convair Division, TRW (now Northrop Grumman Corp.) and Hamilton Sundstrand Corp. With twelve years of military procurement negotiations and contracts under his belt, Mark was a natural for identifying the fine print of the right loan products to meet his borrowers’ personal and financial goals.
Outside the office Mark enjoys family, playing tennis, golfing, skiing, traveling, Padres baseball and USD basketball.
Matt Silver
Matt Silver, Senior Loan Officer for more than 12 years, has been helping San Diego Homeowners since 1998. His singular focus has been in maintaining relationships with his clients and making sure they know all aspects of the loan process. “I maintain that getting a great loan is a combination of price & service”
Silver is a graduate of San Diego State University with a BA in Marketing/Sales. He lives in Scripps Ranch with his wife, Kathy , and his 2 children, Sarah & Jack.
He is an active board member of the Scripps Ranch Little League. Prior to joining Rancho Financial, Matt was the # 1 loan officer at Citi Mortgage Services for more than a decade.
Outside of work, Matt enjoys playing with his kids, golfing, tennis & watching Chargers football.
Nancy L. Stoke
Nancy Stoke’s career in the lending industry spans three decades. She has worked for some of Southern California’s most established and respected mortgage brokerage companies, and brings that depth of experience to Rancho Financial Mortgage. Her many years as an underwriter equip her to structure competitively priced loans. Nancy’s knowledge and credentials provide clients the confidence they need during these challenging economic times.
Prior to joining Rancho Financial, Nancy was an invaluable senior team member at Mike Dunn + Associates. She has lived and worked in the North County for many years, and brings valuable insight into that real estate market.
Nancy is active in numerous professional and community organizations. She is a 1984 graduate of LEAD San Diego, and has served on its board. She has also served as a board member or member of the Del Mar Foundation, La Jolla Playhouse, United Way, Downtown YMCA, and many other non-profit organizations.
Debbi Nyberg
“Knowing my clients’ goals is my passion. I want the very best for them.”
This statement highlights Debbi’s genuine interest in learning about her clients’ needs and providing each client with the best value and most enjoyable service possible. She takes great pride in navigating the multitude of available loan programs and finding the one that makes sense for each client. She knows that information changes daily and is critical to making sound financial decisions that can last a lifetime. That is why Debbi consistently follows and studies the bond and stock markets, offering advice of when to lock in a good rate or float the rate for a better opportunity. This competitive advantage is just one way she has saved clients thousands of dollars and has earned her the Excellence in Sales Award in 2002, 2003 and 2004.
Debbi will keep you informed about changes and opportunities, while working diligently to complete your loan quickly. High numbers of customer referrals and repeat clients are a testament to Debbi’s positive impact and dedication to assisting her clients.
Debbi received a B.S. from San Diego State University. Prior to pursuing her bachelor’s degree in psychology, her first career of 18 years was in orthodontics. Debbi resides in San Marcos with her two sons.
- Awarded Excellence in Sales Award in 2002, 2003 and 2004.
- Extensive knowledge of all forms of lending: Conventional, Jumbo, Equity lines, Sub-Prime and Construction.
- California Real Estate License since 1998.
Susan Miller